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estate planning Archives

Estate planning -- Is a Last Will and Testament really necessary?

New Jersey residents who want to ensure that their chosen beneficiaries receive their property upon their deaths might consider drafting a Last Will and Testament. Estate planning starts with a will, and dying without such a document will allow the state to choose beneficiaries who will then receive the decedent's property. Even if the person's estate plan is based on a trust, there will be a need for a will.

Estate planning: The importance of living wills

It is often reported that a significant percentage of adults nationwide, including in New Jersey, neglect to draft wills -- often putting it off for later. It might be natural to expect death to come in old age because many fail to give thought to the fact that death or incapacitation can occur at any age. What will happen to the young children of a divorced mother who suffers catastrophic injuries in an accident when she is in her early 30s? If she has attended to estate planning and chosen to make a living will, the care of the children may already be planned.

Estate planning at a younger age could be less complicated

Conversations about wills and trusts tend to force people to accept their mortality, which is something many New Jersey residents might prefer to avoid. However, estate planning is necessary for all -- regardless of age, financial situations and family ties. It is a way to ensure the distribution of assets in a manner that will take care of surviving loved ones. While it is often believed that estate planning must be done closer to retirement age, the best time to get started with it is upon receiving that first salary check, or at least around the age of 30 years.

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The Law Offices of Gruccio, Pepper, DeSanto & Ruth, P.A.
817 East Landis Avenue
Vineland, New Jersey 08360

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