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What Type of Injuries Qualify for Workers' Compensation?

Severe catastrophic injuries at work are not the only claims to be made in Worker's Compensation.  Many employees suffer smaller injuries that put them out of work, require medical treatment, and result in a permanent impairment of a body part. In these cases, workers' compensation is also there to help.

In general, workers' comp covers every type of work-related injury. This could range from a sprained ankle due to a fall, a diagnosis of carpal tunnel syndrome due to long-term office work, or lung cancer due to long-term chemical exposure.  The range is wide -- even seemingly minor injuries can leave you unable to work, which then can leave you unable to pay your bills.

What qualifies as a work-related injury? Most people know injuries that occur on the job are work-related, but what about work-sponsored activities? This can get confusing, since a company party would be considered a work activity, while simply grabbing a bite to eat with a manager after hours is not. Lunch breaks are also a strange, gray area. An injury during a lunch break might not necessarily be considered a work injury, however, if the accident occurred on company grounds, such as a cafeteria, you may be entitled to make a claim.

Unfortunately, many workers worry that their injuries are not serious enough to warrant seeking workers' compensation benefits. This is simply not true.  Virtually anyone who has suffered a work related injury and missed work could potentially benefit from making a claim. However, the process can be complicated.  Many people are denied benefits by their employer or by the employer's worker's compensation insurance company.

Working with an experienced attorney at Gruccio, Pepper, DeSanto & Ruth, P.A. will ensure you are able to collect all of the benefits to which you are entitled, including the payment of your medical bills, reimbursement of lost wages, and permanency.

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