Over 60 Years of experience

A Distinguished
New Jersey Law Firm

Gruccio, Pepper, De Santo & Ruth P.A. building

Vineland Car Accident Attorneys: Helping You Recover From Insurance Companies

After a motor vehicle accident, the medical bills, lost income and property damage can be overwhelming. Filing a lawsuit after an auto accident is not malicious; it helps you recover the damages you deserve.

If you are struggling to get the compensation you deserve from the insurance company, talk to a car accident attorney at Gruccio, Pepper, De Santo & Ruth P.A.. Our certified trial attorneys represent motor vehicle accident victims and their families in New Jersey every day. Founded in 1960, you can rely on our experience and our commitment to recovering the compensation you deserve.

We Represent Individuals Involved In All Types Of Auto Accidents

No matter how complicated the accident, we can help. Our firm handles accident cases that involve:

  • Cars, SUVs and pickups
  • Delivery trucks and vans
  • Semis and tractor-trailers
  • Motorcycles
  • Buses
  • Bicycles
  • Pedestrians
  • Drunk drivers
  • Distracted drivers

We will investigate your accident to determine who was at fault and aggressively seek the compensation you are entitled to receive. If the insurance company will not offer a fair settlement and a doctor indicates that your injuries are permanent, we will take your case to trial.

Calculating The Value Of A New Jersey Car Accident Claim

Determining the full value of your car accident claim in New Jersey involves more than just adding up receipts and current losses. It’s about understanding the long-term financial impact the accident will have on your life. At Gruccio, Pepper, De Santo & Ruth P.A., we believe that your settlement should comprehensively cover both the immediate and future expenses related to your injuries.

Your compensation should account for:

  • Immediate and ongoing medical bills
  • Lost wages and loss of earning capacity
  • Pain and suffering endured as a result of the accident
  • Long-term care for permanent disabilities
  • Rehabilitation and therapy costs

If the accident leaves you unable to return to work, your settlement must reflect the long-term wage loss and any impact on your career trajectory. We meticulously calculate the potential future losses to ensure that your settlement sustains your quality of life.

Remember, you are not obligated to accept the initial offer from the insurance company. It’s not uncommon for these offers to fall short of covering all your needs. Before you agree to a settlement, let one of our attorneys review it for free. We can help you understand whether all aspects of your claim have been addressed. Accepting an offer prematurely may prevent you from seeking additional compensation later, should the money prove insufficient. We’re here to ensure that the settlement you accept is fair and just, covering all the damages you’ve suffered.

How To Talk To An Insurance Adjuster After A Car Accident

Navigating a conversation with an insurance adjuster after a car accident requires careful consideration. We urge you to proceed with caution during these discussions. Remember that insurance adjusters are skilled at gathering information that may be used to minimize your claim. It’s important to be mindful of what you say, as innocent comments can be misconstrued and potentially jeopardize your compensation.

Here are some guidelines to follow when speaking with an insurance adjuster:

  • Be concise: Offer factual answers without providing unnecessary details or speculations.
  • Avoid admissions: Do not admit fault or speculate about the causes of the accident.
  • Decline recorded statements: Politely refuse if asked to provide a recorded statement without consulting an attorney.
  • Postpone discussions: If you’re unwell or in the hospital, it’s okay to tell the adjuster that now is not a good time to talk.

You are under no obligation to agree to a settlement quickly or to be pressured into a decision. It’s your right to take the time you need to fully assess your situation. To ensure your interests are protected, consider enlisting an attorney to communicate with the insurance company on your behalf. Our car accident attorneys are experienced in dealing with insurance adjusters and will work diligently to safeguard your rights and secure the compensation you deserve.

Consult A South Jersey Car Accident Lawyer For Free

If you or a loved one have been injured in a motor vehicle accident, you need to focus on recovery, not a legal battle. To schedule a free consultation and case evaluation with one of our experienced attorneys, call our office at 856-405-3972 or email us today.

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